Sunday, November 22, 2009

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Holiday Shopping & Safety Tips Revisited

It’s that time of year again. The days are shorter, the weather is turning colder and the music heard at the mall consists of songs like “Santa Baby” and “White Christmas.” Before you head out with credit cards in hand, here are a few safety tips that may keep the Grinch or anyone else from stealing your Christmas joy. First, let’s be clear: Bad guys are out and about year-round, but it’s during this time that they know people have their minds on other things and not on what is important, safeguarding themselves. Here are a few tips that may help keep you from becoming a victim:

1. When keeping packages in your car, place them in the trunk or in an enclosed area and out of sight. Nothing says “steal me” more than a bag from a high-end electronics store on the front passenger seat.

2. This time of year sees us participating in that ever-so-enjoyable parking lot ballet for a space close to the door. That much coveted space may not only more convenient but safer for you and your valuables. There aren’t many people close enough to pay attention to a couple of suspicious lads trying the doors of a car parked way at the bottom of the lot. Consider giving yourself those few extra minutes to find a spot close to the door or at least under bright light.

3. Ladies, consider carrying your purse or handbag under your winter coat. A thief or purse snatcher can’t steal what he can’t see. If you carry your handbag outside of your coat, consider a purse with a sturdy strap and a good zipper closure and KEEP IT CLOSED. A running bad guy needs only a second to get your cash, credit cards, ID, etc.

4. Recently, there was a rash of thefts at a local grocery store chain of wallets and personal items that were left unattended in the seats of shopping carts. The thieves were eventually caught but only after victimizing a dozen shoppers. Ladies, never leave your purse unattended. Walk through any supermarket and you will inevitably see a woman not only leave her purse open and in the seat of the cart but turn her back on it or walk away to retrieve an item. In my career as a police officer, I’ve taken countless theft reports from victims who told me “I was only gone for a second.” That’s all it takes.

5. Guys, consider carrying your wallet in your front pants pocket or inside coat pocket. Pick-pockets don’t like to get personal or face-to-face.

6. When using your card at the ATM or the checkout, block the keypad with your body or free hand to keep someone behind or beside you from getting your PIN number. A favorite scam of thieves is using a cell phone camera to take a picture of the numbers on the front of a credit card while memorizing the PIN as it is entered. They now have all they need to go shopping courtesy of the victim.

7. When walking in the mall or in the store parking lots, Avoid being too encumbered. Someone weighed down with lots of packages makes a good victim. When walking to your car, always have year keys ready. Statistics show that 85% of crimes that occur at a shopping area happen in the parking lot. Having your keys in hand limits your time in the lot. Follow your instincts. If you are uncomfortable about walking to your car, ask security for an escort. That’s what they are there for.

8. Try to avoid using mall and store restrooms. Many are victims of theft who set their packages down on the floor of the stall. Snatching bags from the adjacent stall is quick and easy. It’s not so easy to chase your stolen bags from that sitting position. Same rule applies to dressing rooms as well.

9. After making your purchase, never keep the receipt in the bag. If your purchase is lost or stolen, so is your proof of buying that item along with your credit card information in some cases.

10. Most credit card data capture devices are now set up so that they do not print your card number on the receipt. Some merchants, however, still use older machines that print out the entire card number. Notorious for this are many restaurants, especially Chinese eateries. If the “Merchant Copy” has your credit card number printed on it, never leave it unattended at the table when you leave.

11. Last but not least, you should always investigate the store’s return and gift card policies. Some places charge a hefty restocking fee on items returned. Also, that $50 gift card may only be worth $35 six months from now. Although these things may not be crimes, if you get stung, they sure will feel like it!

Have a happy and crime-free holiday!